That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases. Capital One Platinum Secured Credit CardĮarn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back.Capital One Quicksilver Secured Cash Rewards Credit Card.Capital One QuicksilverOne Cash Rewards Credit Card.Capital One VentureOne Rewards Credit Card.Capital One Venture Rewards Credit Card.Capital One SavorOne Cash Rewards Credit Card. Capital One Quicksilver Cash Rewards Credit Card.Credit Cards That Offer Preapproval Capital OneĬapital One requires your name, date of birth, Social Security number and what kind of card you want, among other personal details: Here are some of the best card offers we’ve seen on the market. If your preferred card issuer is not listed here, contact the company by phone or email to ask if it has pre-qualifying offers. Not every credit card is eligible for preapproval and you will have to inquire with the issuer directly to determine which offers you may be pre-approved for, if any. Find cards from the following issuers in our lists below: Each issuer requires different information from the applicant, ranging from name and email address to income and housing status. offer preapproval for at least some of the cards in their lineups. Issuers With Credit Cards That Offer Preapproval in 2023 This being said, you’ll usually stand a good chance of getting what you’re shopping for if you submit a formal application within the preapproval window. Receiving a preapproval for a card won’t guarantee the issuer will give final approval with the terms initially offered. Once the applicant decides to apply the issuer will do a formal credit pull before making a final decision. Preapprovals don’t usually harm credit because issuers perform soft credit checks to determine eligibility. Most card issuers offer preapproval or pre-qualification, allowing applicants to see if approval for a card is likely without committing to a formal application.Īpplicants can shop around and fill out as many preapproval applications as desired. By preapplying for a credit card, much of the uncertainty can be avoided. Will you receive an approval? Will the APR be low enough? What will your credit limit be? Besides the unknowns, issuers make hard inquiries against your credit report(s) when evaluating your creditworthiness. Applying for a new credit card can come with concerns.
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